How to Purchase 40% More of a Home in Today’s Market - Shawnluong Team

How to Purchase 40% More of a Home in Today’s Market

Here’s a strategy that the right homebuyer can use to their advantage.


I have a very important question for you today: Are you interested in purchasing 40% more home than you qualify for? I’m not kidding.

In areas like North Long Beach and Norwalk, you can get a 3-bedroom, 2-bathroom home with around 1,200 square feet for $450,000 to $500,000. The mortgage payment in this price range is typically around $2,500 per month.

“With this strategy, you can become a homeowner and retire with savings.”

I’ve talked a lot about ADUs in the past and the advantage of owning homes that have them. Nowadays, the big struggle I’m seeing with millennial buyers is that they’re having trouble finding an affordable home. However, with this strategy, you can still become a homeowner and retire with savings.

Here’s the solution: Buy a property that already has an ADU, live in the ADU, save a lot of money, and rent out the main house.

That $2,500 mortgage payment will go up to $3,300 when you do this. However, the tenants will be virtually paying most of your mortgage. The home will appreciate over time, rental rates will go up while your payment remains the same, and you will eventually end up with cash flow and equity. If you’re a buyer making under $116,000, you can still get a mortgage credit certificate that allows you to deduct your tax liability dollar for dollar.

If you have any questions for me about buying a home or anything else related to real estate, don’t hesitate to reach out via phone or email. Share this video with anyone interested in buying more home. I look forward to hearing from you and making you a firm believer in this strategy. Until then, stay safe and stay happy.

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